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Apart from the efforts made by banks and financial regulators, central and local governments should also launch policies to further cut company taxes and fees and reduce rental costs. These tax and fiscal policy measures may be more effective in alleviating the difficulties faced by small businesses, said Lian.

Ant has branched out overseas aggressively in the past two years to fulfill its stated goal of serving 2 billion customers over a decade. The deal will take the total number of recipients of its technology-export model to eight economies, after agreements were reached with local players in India, the Philippines, South Korea and Indonesia.

Apart from promoting social interactions, AI technology is also helping get game players involved in exercises offline in the real world.

Any attempt to erect barriers and cut the close economic ties among countries "is a short-sighted approach and it is doomed to failure," he noted.

Announcing a new policy push in January, European Commission Vice-President Jyrki Katainen said Brussels is mulling the imposition of a tax, curbs on throwaway items like plastic bags, quality standards and new rules at ports, among other restrictions.